Services and trades · consultancies, field services, trades, manufacturing, logistics, childcare, gyms, wholesale

Which jobs, crews and services actually make money?

In a business that sells time, jobs or stock, the finance usually runs behind the operations. The owner or an admin does the books, the accountant helps at year end, and the questions that matter get answered on gut feel: which work is profitable, whether billing has caught up with the work, and where the cash will be in six weeks. LedgerLift is the finance function in between.

Fixed monthly fee · from $167 + GST a month (a quarterly check-in) · read-only Xero to start · or book a 20-minute call

Every month, by working day 10Service businesses
  • A margin by job, crew or service line so the work that loses money stops hiding inside the total.
  • Billing driven by the time or job data, reviewed and out within days of month end, not weeks after the work.
  • A 13-week cash forecast built on how your customers actually pay, with wages, super and BAS dates in it.
  • The month closed and checked, every material balance reconciled, then the pack, reviewed before it reaches you.
  • A 45-minute call on what changed and what to do.

The four problems every growing service business hits

They show up between ten and fifty staff, whether the work is billed by the hour, the job or the month.

Busy, and not sure it pays

Revenue is up and the team is flat out, but nobody can say which jobs, clients or service lines carry the margin.

Billing lags the work

Time or jobs are tracked, but invoices go out from memory, weeks late, and some work never gets billed at all.

Cash always tighter than the P&L

Wages go out weekly or fortnightly, customers pay at 45 days, super and GST land as events. The bank balance is the forecast.

A budget nobody recognises

Last year plus ten percent, with no link to hours, crews or jobs, so the variances can't be explained.

What you get

The finance function, without the hire

On time or half price: your pack by working day 10, or that month's fee is halved, when your books and inputs arrive on time. And your first month is on us if it doesn't earn its fee: after your first pack and call, tell us it wasn't worth it and you don't pay for that month. Three scopes, one retainer. Bookkeeping is included free, or whoever does your books now keeps it if you'd rather. Your accountant keeps tax and BAS and gets our locked file each month.

Automated · free with every plan

Stop paying for bookkeeping.

Nobody wants to do bookkeeping, and most of it is the same transactions coded the same way every month. So we automate it. AI captures your bills and receipts, codes them and matches your accounts in your Xero, every week, and a person handles anything it can't. It costs us little, so it costs you nothing. You pay only for the work that takes judgement: the close, the numbers and the decisions.

  • Bills and receipts captured and coded automatically, every week
  • Bank, card and payment-platform accounts matched automatically
  • Anything the automation can't handle goes to a person, never guessed
  • Checked at every review, so it doesn't drift

Bookkeepers typically charge a small business $600 to $1,200 a month

$0

with any plan, from the $167 Check‑in. You pay for Xero; we don't charge for the bookkeeping.

Get your free Health Check

Market range for small businesses with 50 to 200 transactions a month, from Xero's and Digit's 2026 bookkeeping cost guides. GST settings are agreed with your registered BAS or tax agent before anything goes live; BAS stays with them and payroll with your payroll provider. Payment runs, debtor chasing and supplier queries are Finance admin, quoted on your volume.

Close and Report

From $2,500 + GST / month

  • Month-end close with every balance proven
  • Revenue and cost by job, crew or service line
  • The pack by working day 10
  • Payroll tax and super reconciled each quarter

CFO

From $5,500 + GST / month

  • Everything in Plan and Cash
  • Pricing and quoting decisions with the margin behind them
  • Incentive and commission schemes calculated
  • Quarterly Owner Review: what you can take out, and when

Not ready for monthly? Start with a quarterly check-in from $167 + GST a month ($500 a quarter, no lock-in), a quarterly report from $500 a month, or a monthly report on your existing books from $1,000, and step up when you're ready. See the starter packages.

Full inclusions and prices · or book a 20-minute call

Where this comes from

HR consultancy · LedgerLift client

Utilisation, billing and a budget the team owns

A consultancy that sold its people's time had no reliable view of how that time was used or billed. We built utilisation reporting from the time-tracking system into a weekly deck for the CEO, drove the monthly billing run from the same data into draft Xero invoices, and rebuilt the budget on utilisation targets per person. The plan and the weekly numbers now describe the same business.

Multi-state employer · LedgerLift project

A national payroll tax review

Staff across several states, payroll tax paid as if everyone was in one. We rebuilt the liability by state and year from the payroll data, tested the contractor arrangements, reconciled every return, and left a monthly accrual running. Any business with crews or staff across state lines carries the same risk.

Global manufacturer · Jared's career

Four years of on-time reporting

Sales reported by working day 2 and the full P&L and balance sheet by working day 7, every month for four years, including the monthly commission and customer-rebate calculations. The same discipline runs every LedgerLift close.

Client details withheld.

Find out where your business stands in five business days

Free, read-only Xero access for 48 hours, your top three priorities and what they're costing you. Nothing in your file is touched.