Start-ups and scale-ups · SaaS, e-commerce, marketplaces, agencies, tech-enabled services
At five to sixty staff, finance is usually the founders and the accountant. Platform payouts land net of fees and nobody reconciles them gross to net, revenue is recognised when it's invoiced rather than earned, and the board or the bank gets a P&L rather than unit economics and a runway. LedgerLift is the finance function in between, built by someone who runs finance for a two-country marketplace group.
Fixed monthly fee · from $167 + GST a month (a quarterly check-in) · read-only Xero to start · or book a 20-minute call
They show up between the first hires and the first serious capital conversation.
Revenue on invoice, not on delivery
Annual plans, retainers and projects billed upfront, with no deferred revenue or WIP, so the P&L swings with billing cycles.
Payouts that never reconcile
App stores, Stripe and processors pay out net of fees, refunds and FX. Nobody walks gross billings to the cash that arrived.
Growth that isn't comparable
Discounts, refunds or a change in presentation move between lines from one year to the next, and the growth rate quietly stops meaning anything.
A runway nobody can defend
Burn calculated three ways, a forecast that doesn't link to the balance sheet, and a board pack built the night before.
What you get
On time or half price: your pack by working day 10, or that month's fee is halved, when your books and inputs arrive on time. And your first month is on us if it doesn't earn its fee: after your first pack and call, tell us it wasn't worth it and you don't pay for that month. Three scopes, one retainer. Bookkeeping is included free, or whoever does your books now keeps it if you'd rather. Your accountant keeps tax and BAS and gets our locked file each month.
Automated · free with every plan
Nobody wants to do bookkeeping, and most of it is the same transactions coded the same way every month. So we automate it. AI captures your bills and receipts, codes them and matches your accounts in your Xero, every week, and a person handles anything it can't. It costs us little, so it costs you nothing. You pay only for the work that takes judgement: the close, the numbers and the decisions.
Bookkeepers typically charge a small business $600 to $1,200 a month
$0
with any plan, from the $167 Check‑in. You pay for Xero; we don't charge for the bookkeeping.
Get your free Health CheckMarket range for small businesses with 50 to 200 transactions a month, from Xero's and Digit's 2026 bookkeeping cost guides. GST settings are agreed with your registered BAS or tax agent before anything goes live; BAS stays with them and payroll with your payroll provider. Payment runs, debtor chasing and supplier queries are Finance admin, quoted on your volume.
From $2,500 + GST / month
From $4,000 + GST / month
From $5,500 + GST / month
Not ready for monthly? Start with a quarterly check-in from $167 + GST a month ($500 a quarter, no lock-in), a quarterly report from $500 a month, or a monthly report on your existing books from $1,000, and step up when you're ready. See the starter packages.
Services business · LedgerLift client
The pack was rebuilt around the owners' questions: gross revenue walked to net so discounts were visible, statutory and underlying results separated, a driver-based budget with monthly actuals and quarterly reforecasts. The owners now decide off the pack, not around it.
Two-sided marketplace · Jared's career
Finance built from founders-and-accountant to a three-entity group across Australia and the UK: the UK subsidiary launched, an acquisition integrated, a consolidated budget, unit economics by entity, and the decision tools the business uses before it spends.
Multi-state employer · LedgerLift project
Remote and interstate hires are normal in tech. Payroll tax registrations usually don't follow them. We rebuilt the liability by state and year, tested contractor arrangements, and left a monthly accrual running.
Client details withheld.
Free, read-only Xero access for 48 hours, your top three priorities and what they're costing you. Nothing in your file is touched.